newsletter

Cash is Still King in NYC, Inflation Surprise & U.S. Mortgage Rates Dip Near Christmas

Martin Eiden | December 22, 2025

Thank You

You have successfully been added to our Newsletter. Stay tuned for the latest updates sent straight to your inbox!

New and Noteworthy

Cash is Still King in NYC

While cash buyers represent 50% of all buyers in NYC, cash deals are concen-trated in Manhattan, home to more than 1/3 of all residential transactions in the city. In the first 5 months of 2025, 60% of all Manhattan deals closed without financing, the highest share citywide, according to a new study from Property Shark that looks at buyer data.

(Read More)

Inflation Surprise

U.S. stock indexes climbed on Thursday after a report showed weaker-than-expected inflation, potentially giving the U.S. Federal Reserve more room to consider further rate cuts in 2026. The Consumer Price Index rose at a 2.7% annualized rate in November, below economists’ consensus forecast for a 3.1% figure.

(Read More)

U.S. Mortgage Rates Dip Near Christmas

The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year. The decline brings the average long-term mortgage rate to 6.21% from 6.22% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.72%. Mortgage rates are influenced by several factors, from the Fed’s interest rate policy decisions.

(Read More)

Manhattan

Luxury Report

Super Luxury $10M+

7 Contracts Signed

Same as last week

3 less than same week last year

6 New Listings

1 less than last week

5 less than same week last year

The Luxury ($4M+) market also delivered another strong week, with 33 contracts signed. That marks 4 more than the prior week and 8 above the 10-year average of 25 for the second week of December, further reinforcing the sustained strength and depth of demand in this segment.

More Info

Team News

Merry Christmas NYC

The holiday season is in full swing! NYC is buzzing with festive energy and Christmas/Holiday cheer.

For all those who celebrate, here are some festive activities and events sure to light up your holidays. From holiday shows/theater, light shows, holiday markets, shopping, and ice skating, there is no shortage of holiday fun to indulge in. Click the button below for a list of festive fun to indulge in this holiday season.

See the list

Our Properties

55 West 71st Street Upper West Side 6 Bed \| 7 Bath	529 West 42nd Street, Unit 7B Hell's Kitchen 3 Bed \| 2 Bath
480 Park Avenue, Unit 9D Midtown East 2 Bed \| 2 Bath	152 North 9th Street, Unit 3L Williamsburg 1 Bed \| 1 Bath
1390 Putnam Avenue, Unit 1F Bushwick 1 Bed \| 1 Bath	414 Elmwood Avenue, Unit 6H Midwood Studio \| 1 Bath

See All Properties

YouTube Channel

Compass is a licensed real estate broker. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. All Coming Soon listings in NYC are simultaneously syndicated to the REBNY RLS. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.

Featured Blogs

newsletter